For Borrowers

Every loan. Every payment. Always clear.

Your lender uses Kayya to manage your loan. That means you get your own portal where you can see exactly what you owe, when payments are due, and how your balance is tracking — without calling anyone or digging through emails.

Borrower dashboard — loan overview

Your loans, clearly organized

No more confusion about what you owe or when. Kayya gives you a clear, real-time view of your loans so you can focus on what matters.

Secure & Private

Your financial data is encrypted and never shared with third parties.

Transparent Terms

Clear visibility into interest rates, fees, and repayment schedules. Nothing hidden.

Loan Overview

See every active loan in one place. Principal, interest rate, remaining balance, repayment schedule — laid out clearly, not buried in fine print.

Payment Tracking

View upcoming payments, see what you've already paid, and confirm when payments are received. Your payment history is always available.

Financial Health Indicators

Understand how your repayment behavior is tracking. On-time payment streaks, total paid down, and projected payoff dates give you a clear picture.

Payment Calendar

A visual calendar showing every upcoming due date across all your loans. Know what's coming next week, next month, and through the life of the loan.

How it works for borrowers

01

Get invited by your lender

Your lender sends you an invitation. Create your account in under a minute — just verify your identity and set a password.

02

See your loans clearly

Your dashboard shows every loan with terms, schedules, and balances in plain language. Nothing hidden.

03

Pay and track your progress

Make payments through the portal. Watch your balance go down. Get confirmation immediately.

Your loans, clearly organized. Your payments, easily tracked.

If your lender uses Kayya, you already have access. Log in to see your loans, make payments, and stay informed — on your schedule.